Santa Barbara County California FHA Loan Limits and Rates

The FHA loan limits in Santa Barbara County, California are as follows:

Single – $625,500
Duplex – $800,775
Tri-plex – $967,950
Four-plex – $1,202,925

Santa Barbara County is located north of Ventura, Oxnard and Los Angeles. This part of California is highly sought after when it comes to real estate and homes on the water. With the Pacific Ocean being to the west of Santa Barbara County there are countless miles of oceanfront property that is quite attractive. When looking to buy a home in Santa Barbara county some will seek out affordable California FHA home mortgage loan options.

As 2016 approaches some people will strongly consider buying a home or taking out a second mortgage to get a vacation home. Before doing so we strongly encourage you to contact ABLEnding. We can help you with each and every step of the financing process. When searching for a mortgage broker remember that you will want someone that has both knowledge and experience. We have a team of mortgage professionals that have helped thousands lock in the lowest possible interest rate on their home loan.

Some of the neighborhoods in Santa Barbara are as follows:

  • Goleta
  • Lompoc
  • Orcutt
  • Santa Barbara
  • Santa Maria
  • Santa Ynez
  • Solvang
  • Vandenberg Village
  • Ballard
  • Buellton
  • Carpinteria
  • Casmalia
  • Cuyama
  • Garey
  • Goleta
  • Guadalupe
  • Isla Vista
  • Lompoc
  • Los Alamos
  • Los Olivos
  • Mission Canyon
  • Mission Hills
  • Montecito
  • New Cuyama
  • Orcutt
  • Santa Barbara
  • Santa Maria
  • Santa Ynez
  • Sisquoc
  • Solvang
  • Summerland
  • Toro Canyon
  • Vandenberg AFB
  • Vandenberg Village

When looking to purchase a home anywhere in California remember that financing is a major part of the process. Do not hesitate to call us at any time if you are looking for the lowest possible mortgage interest rates. We will work diligently to get you the lowest FHA mortgage rates in the entire state. Even if you don’t have the best credit score or the lowest debt to income ratio we will still take the time and effort to help you save money with a lower monthly mortgage payment.