The FHA loan limits in Santa Cruz County, California are as follows:
Single – $625,500
Duplex – $800,775
Tri-plex – $967,950
Four-plex – $1,202,925
While Santa Cruz County is not the most populated county in all of California there are a number of towns and cities that are highly desired when it comes to places to live. Some of these areas include Swanton, Davenport, Boulder Creek, Brookdale, Glenwood, Aptos and Freedom. If you are looking to purchase a home in the Santa Cruz County area of California feel free to reach out to ABLEnding today. We have mortgage professionals that can help you lock in some of the lowest interest rates in the history of the United States housing market. When looking for a California FHA home mortgage loan we have helped thousands of people with this process.
We have very strong relationships with a number of local real estate agents in the Santa Cruz, California area. Do not hesitate to give us a call if you are just starting the home buying process. We can help you with the financing of the home loan while a real estate agent or realtor can help you find the home of your dreams. There are a number of options available in this part of California so do not feel as if you are limited. In the coming months, heading into 2016, there is a chance that the Federal Reserve Bank will raise interest rates but they are still very low when looking at a historical chart of mortgage interest rates.
Some of the neighborhoods in Santa Cruz County are as follows: