Rates Fall After Government Reopens

The 16-day government shutdown has come to a close thanks to President Obama signing a piece of legislation. This legislation was signed just before the federal government would have to default on its financial obligations. The economy, housing market and mortgage lenders dodged a bullet, but it seems like only a temporary one. If a [...]

By | 2017-04-07T01:09:14+00:00 April 7th, 2017|Blog, Uncategorized|Comments Off on Rates Fall After Government Reopens

FHA-Backed Mortgages After Bankruptcy in California

Today’s economy isn’t the easiest one in which to live. Many people have succumbed to it, too, filing bankruptcy in order to stay afloat. And, despite the trouble and heartache that this might cause, the same people hope to start over with new FHA loans. Fortunately, the FHA doesn’t count you out after filing, but [...]

By | 2015-07-17T17:03:44+00:00 July 17th, 2015|FHA, Uncategorized|Comments Off on FHA-Backed Mortgages After Bankruptcy in California

August 2015 California Mortgage Rate Predictions

Mortgage rates have been volatile lately as the 10 year treasury rate yield has been as high as 2.5% and as low as 2.1% in the last month. This is a very large range when it comes to interest rates. The 10 year treasury rate yield and the 30 year fixed mortgage are strongly correlated [...]

By | 2015-07-07T01:26:00+00:00 July 7th, 2015|Mortgage Rate Predictions, Uncategorized|Comments Off on August 2015 California Mortgage Rate Predictions

Low Credit Score Mortgage Lenders and Brokers in California

When the housing market crumbled in 2008, many people with low to no credit falsely believed that homeownership was beyond their reach. Now that current mortgage rates are at an (almost) all-time low, there is no better time for a first-time buyer, or someone with a lousy credit history, to start to look into buying [...]

By | 2015-07-03T01:26:17+00:00 July 3rd, 2015|Low Credit Score, Uncategorized|Comments Off on Low Credit Score Mortgage Lenders and Brokers in California

Are United States Banks Open on July 3rd, 2015?

The July 4th, Independence Day holiday, is just around the corner. Millions of Americans are ready to take their vacation and enjoy some fun in the sun. This year, July 4th falls on a Saturday which means almost all employees of major corporations will get off Friday, July 3rd, 2015 as a holiday. It is [...]

By | 2015-07-01T21:11:28+00:00 July 1st, 2015|Banks, Uncategorized|Comments Off on Are United States Banks Open on July 3rd, 2015?

Lowest Mortgage Interest Rates in Oxnard, CA

Oxnard, California is the 19th most populous city in the state, and the most populous city in Ventura County. It is 30 miles west of Los Angeles, and is not only one of the wealthiest cities in America, but one of the safest. The current average home value in Oxnard is $409,200, according to Zillow.com. [...]

By | 2015-07-01T01:20:19+00:00 July 1st, 2015|FHA, Uncategorized|Comments Off on Lowest Mortgage Interest Rates in Oxnard, CA

Historical California FHA Mortgage Rates

For more information use our California FHA Home Mortgage Loan resource. This resource will highlight the changes in mortgage rates over time. If you want to see historical trends or just look at the numbers from days and months past check out the figures below. When looking to lock in [...]

By | 2015-06-25T19:17:48+00:00 June 25th, 2015|FHA, Uncategorized|Comments Off on Historical California FHA Mortgage Rates

Irvine, California is America’s Fastest Growing City

While we are consistently mentioned Thousand Oaks, Simi Valley, Oxnard and Westlake Village it looks as if the south side of Los Angeles is growing leaps and bounds. Remember that almost all housing markets in California are red hot right now but Irvine, California is the fasts growing city in the USA. SelfStorage.com recently published [...]

By | 2015-06-25T19:12:01+00:00 June 25th, 2015|FHA, Uncategorized|Comments Off on Irvine, California is America’s Fastest Growing City

Home Mortgage Bank Statement Program for Self Employed in California

If you are self employed you know how difficult it can be to verify your income. It may be the case that you have seen tremendous growth in your income over the last several months or years and this is not reflected on your tax forms or other financial documents. Does this mean you cannot [...]

By | 2015-06-23T20:34:04+00:00 June 23rd, 2015|Mortgage Programs, Uncategorized|Comments Off on Home Mortgage Bank Statement Program for Self Employed in California

California Mortgage Rate Volatility Very High Going Into July 2015

While California is thousands of miles away from Greece the local financial markets are going to be influenced by this European country that has been in flux for several years now. Greece owes roughly 313 Billion Euros, and a 1.5 Billion Euro payment is due to the International Monetary Fund on June 30th or they [...]

By | 2015-06-23T17:25:47+00:00 June 23rd, 2015|FHA, Uncategorized|Comments Off on California Mortgage Rate Volatility Very High Going Into July 2015