Re-mortgages – Get Up To Date If you’re thinking of improving your home, investing in buy-to-let or holiday property or maybe consolidating your debts, you’re probably thinking of re-mortgaging. If your current mortgage is now some years old, you’re probably out of date on what’s available. Forget the old “one size fits all” mortgages. Mortgages [...]

Amortization Mortgage What is an amortization mortgage? If you've bought a house before, you probably have an idea what amortization mortgage is. But as far as details are concerned, amortization mortgages just escape those who don't have a solid financial education background. Amortization Mortgages: What the experts say According to Philip Russel, assistant professor of [...]

When Looking For Mortgages Advice Use The Internet The internet holds a huge amount of resources for those who are seeking mortgages advice. There is so much more to consider when taking out a mortgage than the rate of interest. A lot of thought has to be given to the additional fees that can be [...]

The Basics Of A Commercial Mortgage A commercial mortgage is a mortgage for a building that will be used for business. Commercial mortgages are like a residential mortgage, but can differ in a few ways. Commercial mortgages are a little riskier than a residential mortgage. They are not for someones home, but rather for business [...]

Fixed Rate Mortgage Advice One of the most important decisions you will make in your financial life is which mortgage you should get. For many people, the option of a fixed rate mortgage seems appealing. But what exactly is a fixed rate mortgage, and why do so many people choose this option? If you are [...]

Figuring Out Whether To Go With A Fixed or Adjustable Mortgage Traditionally, the 30 year fixed mortgage was the staple of the home loan industry. Now you have tons of choices with the fixed or adjustable mortgage being the biggest. Figuring Out Whether To Go With A Fixed or Adjustable Mortgage Almost every person, at [...]

The Truth About Reverse Mortgages As an older American you can turn to "reverse" mortgages to seek money to pay off your current mortgage, finance a major home improvement, supplement your retirement income, or to pay for those unexpected health care expenses. These type loans can allow you to convert part of the equity in [...]

In the first three months of 2002, just 9% of all new mortgages were taken as interest only - but by the last quarter of 2005, the figure had risen to 23%. And amongst first time buyers, the figures rose from 6% to 15%. (Source: Council of Mortgage Lenders.) The reason is obvious. It's down [...]

Mortgages. The Pitfall Of Interest Only Mortgages. In the first three months of 2002, just 9% of all new mortgages were taken as interest only - but by the last quarter of 2005, the figure had risen to 23%. And amongst first time buyers, the figures rose from 6% to 15%. (Source: Council of Mortgage [...]

The Basics of Mortgage Let's face it, not everyone has enough money on his bank account to buy a house. If you are an average American, chances are you need a mortgage loan. There are many types of mortgages and these can be classified into 2 categories. These are conventional and governmental loans. Mortgages from [...]