Low Credit Score Mortgage Refinance – Refinance Loans For All Credit Types Having bad credit may seem like the end of the world. Because of a negative credit rating, you may be turned down for personal loans, credit cards, auto loans, and mortgages. Those unfamiliar with bad credit lenders may attempt to obtain financing through [...]

What Are Subprime Mortgage Loans? Subprime lending refers to the extension of credit to higher-risk borrowers, a practice also commonly referred to as "B/C" or "nonconforming" credit. Loans to subprime borrowers serve communities that may have been underserved by other lenders in the past. In recent years, subprime mortgage lending has grown dramatically, with over [...]

Credit Help For Mortgage Financing Financing a new mortgage? Beware of "predatory lenders." In November 2005, Montgomery County, Maryland's county council enacted legislation to expand the categories of discriminatory lending activities associated with discriminatory housing practices and increased the maximum fine for such activities from $5,000 to $500,000. The council sited practices such as charging [...]

Refinancing Mortgages: Wise Moves To Save Money With the unsettling conditions in the home loan market today, homeowners are wisely looking at their options for refinancing mortgages. Fluctuating interest rates, slowing house prices and the sub-prime mortgages crisis have all helped to send the home buyers market into a spin. Making the decision to switch [...]

FHA Mortgages - Federal Housing Administration The Federal Housing Administration has been helping Americans get loans for over 70 years. Here’s an overview of the Administration, better known as the FHA. Federal Housing Administration The Federal Housing Administration is, ironically, more of an insurer than anything else. The FHA does not provide mortgage loans to [...]

How To Pre-Qualify For An FHA Home Loan FHA home loans are mortgages that are insured by the United States government, more particularly the Federal Housing Administration. FHA in itself does not make the loans. What they do is that they insure the loans that were in turn, given out by their qualified group of [...]

What to look for from Mortgage Lenders The money market is always a lucrative opportunity for anybody. Working in the finances can often be a very highly paid job although it has its own risks. To be in the profession of mortgage lending is a time-tested job that has withstood the difficult depression to post [...]

Understanding FHA Loans If you are looking to buy your first home, then you owe it to yourself to check out the loans offered by the Federal Housing Administration (FHA). These loans can offer significant benefits designed to help you achieve the dream of owning your own home. Designed with first-time homebuyers in mind, the [...]

FHA Loans - Helping Americans Live The Dream What is a FHA loan? FHA stands for Federal Housing Authority which is a national government organization that helps make it possible for American's to live the dream and buy their own home. Owning homes is good for society and the economy; it's good for individuals and [...]

Commercial Mortgage Loans Commercial Mortgage Loans are specially tailored for purchasing property that can be used for commercial use, the expansion for current business premises, and any residential and commercial investment as well for property development. Difference between residential loans and Commercial loans If you are considering buying a property of four units or less, [...]