Helpful Information On Reverse Mortgages A popular method of borrowing against your home is the reverse mortgage. The reverse mortgage is becoming increasingly popular among senior citizens who wish to pay off their debts and increase their retirement income. It is expected that as the Baby Boom generation moves towards retirement, use of the reverse [...]

Second Mortgages Can Cap Housing Costs In these times of rising interest rates, second mortgages or first mortgage refinancing might be just the thing to keep your housing costs from going through the roof. In a recent article in Parade magazine, How To Save on Your Mortgage, Lynn Brenner considered the question, “Will Your Mortgage [...]

Interest Only Mortgages - What You Need to Know Before Obtaining One Buying a home is a dream that just about everyone has. Unfortunately, many individuals are unable to afford a home without assistance. Even with financial assistance, in the form of a mortgage, there are still many individuals who find it difficult to own [...]

Assortments Of Mortgage Loans House buying has become quite a regular activity. People everywhere are cashing in on the real estate boom. Some are making the most of the opportunity and buying their dream homes. Others are looking at house buying as a lucrative investment option. Still others are hoping to purchase real estate in [...]

Latest Information On Home Mortgages And Expert Advice On Home Equity Loans Latest information on home mortgages Buying your first home is a huge milestone – and often a scary one. Be sure you’re getting the best value for your money by learning about the different types of home mortgages available today and seeing available [...]

Essence Of Self Certified Mortgages Your search for a mortgage isn’t leading results. Check for any impediments. May be the lenders dread offering credit on the grounds that you are self employed. But are you alone in the pursuit? No. The statistics put the figure of self employed people at around three million. Add to [...]

Variable Rate Mortgages – Setting The Standard Here’s the first mortgage term you should learn – Standard Variable Rate, or SVR. This is the interest rate you will be paying on the total amount you are borrowing. It is usually expressed as a percentage, and is different from an APR (Annual Percentage Rate). An APR [...]

Top Ten Franchise Opportunities For $20,000 Franchises are among the fastest growing business opportunities available. Once the purview only of those who could afford to invest many, many thousands of dollars – often as many as several hundred of thousands – franchise opportunities now exist that will fit almost any budget. If you are looking [...]

A Brief History Of Buy-To-Let Mortgages Evolution of the Buy-to-Let Market Investing in property is a relatively new phenomenon in the UK. Prior to 1990 rental properties were dominated by the Government. The private rented sector only began to emerge once the Government changed its housing policy in the 1980s and mortgage lenders began to [...]

The Concept of Ownership One of the most fundamental concepts in private law, regardless of the jurisdiction, is the concept of ownership. What belongs to who is fundamental in many aspects of the law, ranging from who bears the risk during the process of sale through to whether or not a theft has been committed. [...]